This Privacy Policy governs the manner in which the website collects, uses, maintains and discloses information collected from users (“Users”, “you”) of the website (“Site”). This Privacy Policy applies to our Site and all products and services (“Products”, Services”) provided by Saber Pension & Actuarial Services, LLC (“Saber Pension”, “we”, “us”).

Saber Pension may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our Site, register on our Site, subscribe to any newsletters, and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, as appropriate, their contact information, including email addresses and phone numbers. Users may, however, visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities.

Contacting Us

Our Privacy Policy

For the purpose of the Data Protection Act of 1998, the data controller in respect to any personal data that you submit to us on our Site is Saber Pension & Actuarial Services, LLC, a company incorporated under United States of America law and whose registered office is 4147 E. Palo Verde St., Gilbert, AZ 85296.

If you want to know what information we hold about you or if you have any other queries in relation to this Privacy Policy, please contact us by emailing a request to info@saberpension.com or mailing a request to Saber Pension & Actuarial Services, LLC, 4147 E. Palo Verde St., Gilbert, AZ 85296.

What Information Do We Collect?

Overview

Saber Pension will collect information that you provide to us when you register on our Site. Such information may include, but is not limited to your name, telephone number, postal address and email address.

It is possible to view our Site without providing any personal details. However, without registering your details you may not have access to certain resources.

Saber Pension may receive some information that you submit to any third-party website or application that you access through our Site. Both Saber Pension and the owner or operator of any third-party website will be the data controller with respect to such instances. You should check the privacy policy of that website to find out how they will use your personal information.

As a part of our Services, we will also collect relevant financial and demographic information related to your business needed to complete our work. This data is confidential and will not be shared without your consent.

Saber Pension will only use information that we collect from you in accordance with this Privacy Policy.

Cookies

Our Site uses cookies to ensure that you get the most out of your experience. Cookies are small amounts of information in the form of text files which we store on your computer. Cookies allow us to monitor usage of our Site, improve our Site’s usability and to personalize the content for you.

If you do not wish us to install cookies on your computer for these purposes, you may change the settings on your Internet browser to reject cookies. For more information about how to do this please consult the “Help” section of your browser. Please note that if you do set your browser to reject cookies, you may not be able to use all of the features of our Site.

Saber Pension may use an analytics service provider for service usage analysis and reporting. Analytics service providers generate statistical and other information about usage by means of cookies, which are stored on Users’ computers. The information generated relating to our Site may be used to create reports about the use of our Site and the analytics service provider will store this information.

In addition, advertisers whose advertisements appear on our Site may use and place cookies on your computer, over which we have no control. Please consult the terms and conditions and privacy policies of such third-party advertisers to find out how they collect and use your personal data and to establish whether they use cookies and what they use them for. 

How Do We Use the Information That You Provide Us?

We may use your information in the following ways: to ensure that our Site is delivered in the most effective manner for you and your computer:  to provide you with information, products or services that you request from us or which we feel may interest you, where you have consented to be contacted for such purposes; to carry out our obligations arising from any contracts entered into between you and us; to provide customer service to you in relation to your use of our Services; to deal with inquiries and complaints relating to the use of our Services; to notify you about any changes to our Services; to administer, support, improve, optimize and develop our Services; for internal marketing and demographic studies to improve the Products and Services that we provide; for security purposes.

Saber Pension may also use your information to provide you with our email notifications, newsletters and other marketing communications that either you request from us or which you consent to by opting in when completing a registration form on our Site. You may opt out from receiving such marketing communications from us at any time by notifying us in writing, contacting us at info@saberpension.com or, alternatively, by following the procedure to ‘unsubscribe’ that is specified in the email that you receive.

Disclosure of Your Information

Other than as expressly set out in this Privacy Policy or as otherwise required or permitted by law, we will not share, sell or distribute any of the information you provide to us without your consent.

You should note that information posted on the public elements of our Site may be visible by users of our Site throughout the world. You should therefore be careful when submitting information about yourself to our Site.

Saber Pension may disclose your personal information: (i) to any third-party to whom disclosure is necessary to enable us to fulfil your orders and provide you with any Service to which you have subscribed via our Site; (ii) where required to do so by law or court order; and (iii) to any person to whom disclosure is necessary to enable us to enforce our rights under this Privacy Policy or under our Terms and Conditions.

Saber Pension may disclose your personal information to Facebook, Inc. You can review Facebook’s Terms of Service here:

Third-Party Sites

Our Site may contain links to websites or access to applications that are operated by third parties. We do not control and accept no liability or responsibility for those websites and this Privacy Policy does not apply to those websites. Please consult the terms and conditions and privacy policy of those third-party websites to find out how they collect and use your personal data and to establish whether they use cookies and what purpose they use them for.

Advertisements contained on our Site operate as links to the advertiser’s website and as such any information they collect by virtue of your clicking on that link will be collected and used by the relevant advertiser in accordance with the privacy policy of that advertiser.

How Do We Protect Your Information?

In common with a number of other websites, the data that we collect from you may be transferred to a cloud service provider which has data servers which are based outside the European Economic Area (“EEA”). By submitting your personal data, you agree to this transfer and the storing and/or processing of your personal data on these servers. We will take all steps as a part of this Privacy Policy.

Appropriate security measures will be adopted to protect your information from access by unauthorized persons and against unlawful processing, accidental loss, destruction and damage. However, you acknowledge that data transmission over the Internet is inherently unsecure and that we cannot guarantee the security of data you send over the Internet.

Your information will only be held for a reasonable period or as long as the law requires or permits.

Accessing Your Information

You may at any time request access to and/or, if incorrect, rectification of your personal data by contacting us at the address set out in this Privacy Policy or by emailing info@saberpension.com. We reserve the right to ask you for proof of your identity and to charge you a fee of Twenty US Dollars ($20) to meet our costs in granting access to any data request you make.

Changes to Our Privacy Policy

Saber Pension has the discretion to update this Privacy Policy at any time. When we do, we will revise the updated date at the bottom of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this Privacy Policy periodically and become aware of modifications.

Your Acceptance of These Terms

By using our Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of our Site following the posting of changes to this policy will be deemed to be your acceptance of those changes.

Updated as of April 8, 2019