This article has been updated for 2025. Introduction Saber Pension has discussed Defined Benefit Plans as a guest on several podcasts. In this post, we have provided the Defined Benefit Plan podcast transcripts and access to the full shows. Note that we have made minor edits to the transcripts for readability purposes. For your convenience, […]
This article has been updated for 2025. Introduction: How Are Defined Benefit Plans Taxed? Defined Benefit Plans are among the most effective retirement and tax planning vehicles for business owners. However, before adopting a plan, it’s essential to understand how these plans are taxed. To answer this question, we will explain taxation at each stage […]
This article has been updated for 2025. Table of Contents Introduction Defined Benefit & Cash Balance Plan Lifetime Limit Calculator What Is the Lifetime Limit Lifetime Limit Depends on Age at Payout Lifetime Limit Depends on Average Compensation Defined Benefit Lifetime Limit Is Prorated Service Impact of Interest Rates and Mortality Tables Your Spouse and […]
This article has been updated for 2025. Maximize Tax Savings and Build Retirement Wealth with Pension Plans for Self-Employed Professionals and Small Business Owners If you are self-employed or a small business owner, a Self-Employed Defined Benefit plan is one of the most powerful retirement planning tools available. With the right strategy, this pension plan […]
This article has been updated for 2025. How much can you save in a Defined Benefit Plan? If you’ve read our prior posts, you know that Defined Benefit Plans allow for substantial, tax-deductible retirement contributions. In fact, for high-income business owners, a Defined Benefit Plan (“DB Plan”) is often an ideal vehicle. Just how much can […]
This article has been updated for 2025. What is a Defined Benefit Plan? How do Defined Benefit Plans Work? Would a Defined Benefit help you and your business? These are some of the questions we will be answering in this post. If you haven’t seen the Defined Benefit Plan Overview, consider starting there. In this […]
