The Impact of Investment Returns How do investment returns impact Defined Benefit Plan contributions? In this article, we will explore that question in depth. At a high level, the impact of investment returns depends on several factors, including the Defined Benefit Plan’s funded status, the size of the investment deviation, and the value of Plan […]

Investment Returns Impact Defined Benefit Contributions

March 5, 2020

How Investment Returns Impact Defined Benefit Plan Contributions

Defined Benefit Plan Quarterly Contributions Defined Benefit Plans generally require contributions each year. In some instances, required contributions can be paid all at once. Other times, deposits must be made quarterly. In this article, we will answer common questions regarding quarterly contributions. For example, in what situations are they required? When are they due? Are […]

Quarterly Contributions

March 6, 2019

Quarterly Contributions in Defined Benefit Plans. Practical Implications.

Defined Benefit Plan Credit Balances A Defined Benefit Plan (“DB Plan”) is a type of retirement plan that allows for significant tax-deductible contributions. In fact, for a high-income business owner, allowable contributions can be as high as $100k to $250k+ per year. However, Defined Benefit Plan contributions are not discretionary. Generally, contributions are required each year. […]

Credit Balances

February 21, 2019

Credit Balances in a Defined Benefit Plan. Getting Credit for Past Contributions.

Defined Benefit Plan Contribution Range Previously, we discussed the maximum payment you can receive from a Defined Benefit Plan. In this post, rather than focusing on the maximum payout or “lifetime limit”, we will explain the maximum annual contribution. Additionally, contributions in Defined Benefit Plans (“DB Plans”) are not discretionary. In general, contributions are required each […]

Defined Benefit Contribution Range

February 1, 2019

Defined Benefit Contribution Range. How It Works.