Introduction A one-owner business often begins as a Sole Proprietorship. Other times, the business is set up as a Limited Liability Company (LLC) without any tax election. In either of these cases, the business would be taxed as a Sole Proprietorship. However, as the business grows, the tax advisor may suggest converting the business to […]

Advantages of Taxation as an S Corporation for Defined Benefit Sponsors

This article has been updated for 2022. Introduction Saber Pension has discussed Defined Benefit Plans as a guest on several podcasts. In this post, we have provided the Defined Benefit Plan podcast transcripts and access to the full shows. Note that we have made minor edits to the transcripts for readability purposes. For your convenience, […]

Defined Benefit Plan Podcast

Defined Benefit Plan Podcasts. Our Guest Appearances.

This article has been updated for 2022. Contribution backfilling is a powerful strategy that business owners may use in a variety of situations. This article will provide Defined Benefit Plan context for understanding, explain the concept of contribution backfilling, and examine several situations where backfilling in a Defined Benefit Plan may be beneficial. Context: Defined […]

Backfilling a Defined Benefit Plan

Defined Benefit Strategy: Contribution Backfilling

This article has been updated for 2022. Background: Locum Tenens Retirement Are you a locum tenens worker? If so, planning for your retirement is critical. For example, you likely are not enrolled in an employer-sponsored retirement plan. In other words, saving for retirement is your responsibility. However, being self-employed provides a broader range of options […]

locum tenens retirement

Retirement for Locum Tenens Workers. What Is the Right Vehicle?

This article has been updated for 2022. Defined Benefit Plan Target Return Rate What investment return should I target in a Defined Benefit Plan? Financial advisors ask us this question quite a bit. While we cannot give investment advice, we will provide you with the information needed to arrive at your own conclusion. Specifically, we […]

Defined Benefit Plan Investment Return Target

Investment Return Target for a Defined Benefit Plan. What’s the Right Answer?