This article has been updated for 2024. Introduction A one-owner business often begins as a Sole Proprietorship. Other times, the business is set up as a Limited Liability Company (LLC) without any tax election. In either of these cases, the business would be taxed as a Sole Proprietorship. However, as the business grows, the tax […]

Advantages of Taxation as an S Corporation for Defined Benefit Sponsors

This article has been updated for 2024. Introduction Saber Pension has discussed Defined Benefit Plans as a guest on several podcasts. In this post, we have provided the Defined Benefit Plan podcast transcripts and access to the full shows. Note that we have made minor edits to the transcripts for readability purposes. For your convenience, […]

Defined Benefit Plan Podcast

Defined Benefit Plan Podcasts. Our Guest Appearances.

This article has been updated for 2024. Defined Benefit Plan Target Return Rate What investment return should I target in a Defined Benefit Plan? Financial advisors ask us this question quite a bit. While we cannot give investment advice, we will provide you with the information needed to arrive at your own conclusion. Specifically, we […]

Defined Benefit Plan Investment Return Target

Investment Return Target for a Defined Benefit Plan. What’s the Right Answer?

This article has been updated for 2024.   A side business provides a great opportunity to save for retirement. In fact, a business owner may be able to save and deduct most or all side business income using a Defined Benefit Plan. SEP and 401(k) Plans significantly limit retirement contributions. Defined Benefit Plans, on the […]

Side Business Defined Benefit

The Side Business Defined Benefit Plan. When a Solo K Isn’t Enough.

This article has been updated for 2024. How much is the lifetime limit for a Defined Benefit Plan? Many business owners, financial advisors, and CPAs ask us this question. Before we go any further, let’s define what we mean by a lifetime limit. Simply put, it is the maximum lump sum distribution that can be […]

Defined Benefit Plan Lifetime

Defined Benefit Plan Lifetime Limit. How Much Can Be Paid Out?