This article has been updated for 2024. Defined Benefit Plan Target Return Rate What investment return should I target in a Defined Benefit Plan? Financial advisors ask us this question quite a bit. While we cannot give investment advice, we will provide you with the information needed to arrive at your own conclusion. Specifically, we […]

Defined Benefit Plan Investment Return Target

Investment Return Target for a Defined Benefit Plan. What’s the Right Answer?

This article has been updated for 2024. The Impact of Investment Returns How do investment returns impact Defined Benefit Plan contributions? In this article, we will explore that question in depth. At a high level, the impact of investment returns depends on several factors, including the Defined Benefit Plan’s funded status, the size of the […]

Investment Returns Impact Defined Benefit Contributions

How Investment Returns Impact Defined Benefit Plan Contributions

This article has been updated for 2024. Introduction Practitioners use Defined Benefit Plan compensation for many elements of administration. This article explains, at a high level, how your Defined Benefit Plan actuary and third party administrator will define and use compensation for your Defined Benefit Plan. Defined Benefit Plan Compensation The owner’s Defined Benefit Plan […]

Defined Benefit Plan Compensation

Defined Benefit Plan Compensation. What Compensation Counts?

This article has been updated for 2024. Form 945. What Is It? Form 945 is used to report federal income tax withheld from nonpayroll payments, including distributions from Defined Benefit Plans. Do You Need to File? In general, if you have withheld federal taxes from any nonpayroll payments, Form 945 would be required. More specifically, […]

Form 945

Form 945: Reporting Withholding for Defined Benefit Plans

This article has been updated for 2024. Introduction In a Defined Benefit Plan, a business owner is able to make high deductible contributions ($100k to $250k+). Of course, large contributions lead to a large asset pool, so it is important to select a qualified financial advisor to manage Defined Benefit Plan assets. Defined Benefit Financial […]

Financial Advisor Defined Benefit Plan

The Financial Advisor for Your Defined Benefit Plan. What You Should Consider.