This article has been updated for 2025. Introduction A one-owner business often begins as a Sole Proprietorship. Other times, the business is set up as a Limited Liability Company (LLC) without any tax election. In either of these cases, the business would be taxed as a Sole Proprietorship. However, as the business grows, the tax […]

Advantages of Taxation as an S Corporation for Defined Benefit Sponsors

This article has been updated for 2025. Introduction Saber Pension has discussed Defined Benefit Plans as a guest on several podcasts. In this post, we have provided the Defined Benefit Plan podcast transcripts and access to the full shows. Note that we have made minor edits to the transcripts for readability purposes. For your convenience, […]

Defined Benefit Plan Podcast

Defined Benefit Plan Podcasts. Our Guest Appearances.

This article has been updated for 2025. Contribution backfilling is a powerful strategy that business owners may use in a variety of situations. This article will provide Defined Benefit Plan context for understanding, explain the concept of contribution backfilling, and examine several situations where backfilling in a Defined Benefit Plan may be beneficial. Context: Defined […]

Backfilling a Defined Benefit Plan

Defined Benefit Strategy: Contribution Backfilling

This article has been updated for 2025. Background: Locum Tenens Retirement Are you a locum tenens worker? If so, planning for your retirement is critical. For example, you likely are not enrolled in an employer-sponsored retirement plan. In other words, saving for retirement is your responsibility. However, being self-employed provides a broader range of options […]

locum tenens retirement

Retirement for Locum Tenens Workers. What Is the Right Vehicle?

This article has been updated for 2025. Introduction: How Are Defined Benefit Plans Taxed? Defined Benefit Plans are a powerful retirement and tax planning tool. In this article, we will explain how Defined Benefit Plans are taxed. We will start by describing how Defined Benefit Plans are funded and distributed. Next, how the employer and […]

How are Defined Benefit Plans Taxed

How are Defined Benefit Plans Taxed? Impact on Income and Payroll Taxes.

This article has been updated for 2025. Defined Benefit Plan Due Dates Defined Benefit Plans have several deadlines. To receive favorable tax treatment and avoid penalties, you must meet these due dates in a timely fashion. What deadlines must you be aware of with a Defined Benefit Plan? We discuss these deadlines below in more […]

Defined Benefit Plan Deadline

2025 Defined Benefit Plan Deadlines. Due Dates to Set Up and Fund the Plan.

This article has been updated for 2025. A side business provides a great opportunity to save for retirement. In fact, a business owner may be able to save and deduct most or all side business income using a Defined Benefit Plan. SEP and 401(k) Plans significantly limit retirement contributions. Defined Benefit Plans, on the other […]

Side Business Defined Benefit

The Side Business Defined Benefit Plan. When a Solo K Isn’t Enough.

This article has been updated for 2025. If you run a business, a Personal Defined Benefit Plan could save you tens of thousands of dollars (or more). How do you know if a Personal Defined Benefit Plan is right for you? What are the advantages of setting up a Plan? These are the questions we’ll […]

What is a Defined Benefit Plan?

The Personal Defined Benefit Plan. Advantages and When It Makes Sense.

This article has been updated for 2025. If you are self employed or a small business owner, a Defined Benefit Plan is a powerful tool. In fact, in the right situation, there is no other tool quite like it. Here are 14 reasons to set up a Self Employed Defined Benefit Plan in 2025: Schedule […]

defined benefit plan self employed

14 Reasons to Set Up a Self Employed Defined Benefit Plan in 2025