You’re independent. Your retirement strategy should be too. You move where the work takes you — filling critical gaps and choosing your own schedule. But as a locum tenens physician, you’re also responsible for your own benefits and retirement. That flexibility gives you a powerful opportunity: to design a retirement plan that can save six […]
This article has been updated for 2026. What Is a Cash Balance Plan? For business owners, a Cash Balance Plan can allow much higher retirement contributions than typical plans. However, understanding how it works, the trade-offs, and whether it fits your situation takes careful consideration. Below is a comprehensive guide to Cash Balance Plans: the […]
This article has been updated for 2026. Introduction What is the definition of a Defined Benefit Plan? How do they function? Are they similar to other retirement plans? We will answer these and other questions in this article. Defined Benefit Plan Definition Defined Benefit Plans are retirement plans. Unlike Defined Contribution Plans, benefits are not […]
